For owner-operators & small carriers

Know which brokers pay late before it hurts your cash flow.

Upload a few invoices or a factoring statement. Get a free PayHealth Report showing broker payment behavior, factoring costs, missing documents, expected cash, and what to do next.

Most drivers don't know which invoices are safe to wait on, which brokers are slowing them down, or how much factoring is really costing them.

Upload 5 invoices or 1 factoring statement. Demo data available.

No bank loginNo credit checkNo factoring contractBlack out sensitive infoFree for founding drivers
PayHealth Report · preview
Windy City Hauling LLC
Score
74/100
Fastest broker
Midwest
19 days
Slowest broker
Apex
52 days
Factoring fees
$1,280
last 90 days
Missing docs
3
invoices
Expected cash next 14 days
$18,420

How it works

Three steps. Two minutes. Zero risk.

STEP 1
Upload 5 invoices or 1 factoring statement
PDFs, photos, CSVs, PODs, rate confirmations, or factoring statements all work.
STEP 2
We check payment speed, fees, and missing docs
We look for broker pay timing, factoring costs, overdue invoices, and missing paperwork.
STEP 3
Get your score + action plan
A short visual report that shows what to follow up on next.

What you'll see

A short visual dashboard. No jargon.

Broker payment speed
Example: Midwest pays in 19 days. Apex averages 52 days.
Factoring cost estimate
Example: $1,280 in fees found from recent records.
Overdue invoices
Example: $4,800 needs follow-up now.
Missing document alerts
Example: 3 invoices may get delayed.
Cash expected soon
Example: $18,420 expected in the next 14 days.
Simple action plan
Example: follow up, upload POD, avoid factoring.
Founding Driver Fuel Rewards

Earn fuel credits for testing the free report.

First 100 verified founding drivers can earn fuel credits for completing a verified PayHealth Report and inviting other drivers.

Start Free Report
$20
fuel credit after your verified report
$10
fuel credit when a referred driver completes theirs
Rewards issued after document review